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Good question. Most of the factors that other insurers charge more for, aren’t an issue for us. We are cheaper for drivers with little or no driving history and who want to build their bonus.

So you pay less for your insurance.

Not only that, but Claims with XS Direct won’t affect your premium.

Although your excess is higher, you could save money, even if you have a claim.

You can build a no claims bonus once the policy is claims free.

Simple, clear and fair.

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